Critical Illness Cover
Are you young, single and free of dependents?
If so, Critical Illness Cover is worth considering.
Critical illness cover is designed to ease the financial pressures by paying a tax-free lump sum if you become seriously ill or totally disabled.
It is designed for when it’s more important to meet the costs of living than ensuring family members receive a pay-out after your death.
Crucially, benefits from a critical illness policy give you time to come to terms with your condition and decide what changes you want or need to make to your life.
Our critical illness products can be:
- Taken as a standalone policy – this could be most appropriate for a single person.
- Combined with a life assurance policy meaning that there would be a lump sum payment in the event of your death or a critical illness.
- Taken as contingency cover to help you cope with your outgoings during your recuperation period.
As with life insurance you can combine a critical illness policy with other benefits, such as income protection. This can be more cost effective than taking out separate policies.
The products detailed above are not investments and have no cash-in value at any time.